So you have decided to file for your retirement. Congratulations! It’s an exciting time in your life. There are a lot of decisions that factor into your decision to retire.
Did you know there are over 35,000 Social Security regulations?
The administration has struggled with staffing and training issues for years. They are working hard and processing all applications as timely and accurately as possible. The shortage of staff directly impacts the service they can provide.
While assisting with claims, I have personally experienced over an hour wait time for a general inquiry via the 800 service and also the frustration of the polite phone disconnect. Having a quality work product at the initial contact with SSA can help streamline your experience. They no longer readily provide interviews at your initial filing, relying heavily on direct online filing. I have seen the frustration this causes retiree applicants first hand and it bothers me on a personal level the discomfort some find in talking to a federal agency when I know I can help. I have missed serving the public and the personal satisfaction it brings. If you want personalized service, to have confidence in the questions you are answering in your application, or to fully understand the reasoning behind each question, I’m the representative you need.
The questions in your online retirement application are designed to streamline this process. Each question has a direct impact on how your claim is processed. Each individual's situation is unique and it is important to transmit accurate information that will ensure your application is processed correctly.
Deciding to file your retirement is life changing and your retirement application is the cornerstone of your planning success. With an average monthly retirement benefit of 1300.00 paid over typical life expectancy, your total SSA benefits received over your lifetime would exceed over $200,000.00.
If you are uncomfortable interacting with the federal government, my representation is what you need. Are you uncomfortable dealing with the federal government?
Here are some things to consider as you move forward with your online application:
- Do you know your best date of entitlement?
- How your wages affect your entitlement?
- If you should file for Medicare now or later?
- Will you be getting delayed retirement credits?
- Will your income affect your Medicare premiums?
- Do you understand how your or your spouses benefits are computed?
- Would you like taxes taken out?
- Does your military service make a difference?
These are just a few issues I can provide counsel to you on and any other concern you have. I have been helping clients receive the correct benefit rate since 1991. With my representation you will fully understand the questions asked in your retirement application. My expertise will provide you the assurance that you have answered all the questions accurately guiding you to your best entitlement.
